Leading Prepaid Card Comparison
 Compare the below three prepaid card options, benefits and fee's. All three card suppliers have UK call centres, low set up and ongoing fee's. We have researched the prepaid card market over the last five years and have found the below card providers offer great value for money, customer service and a superior prepaid product. All the below cards are guaranteed acceptance.
| Company |
Cashplus |
Easykard |
Virgin |
| Company Logo |
|
|
|
|
Card Type |
NEW GOLD MasterCard |
Visa |
MasterCard |
| One time setup fee |
£9.95 |
£30 |
£9.95 |
| Monthly Fee |
£4.95 |
$4.95 |
FREE |
| Issue Time |
7 - 10 Days |
5 Days |
10 Days |
| Same Day Issue |
N/A |
£20 |
N/A |
| Statements |
Online |
Online |
Online |
| Account Currency |
£ |
$ |
£ |
| Call Center |
UK Based |
UK Based |
UK Based |
| UK Funds Loading |
UK Various |
UK Various |
UK Various |
| International Clients |
NO |
YES |
NO |
| Card Holders Name Embossed |
YES |
YES |
YES |
| Additional Card Holders |
YES |
YES |
4 |
| Minimum Card Holder Age |
18 |
12 |
13 |
| Maximum Loading |
£5000 |
£6000 |
£3500 |
| Chip & Pin |
YES |
NO |
YES |
| ATM / INTERNET / POS Usage |
YES |
YES |
YES |
|
More Info |
More Info |
More Info |
|
Visit Website |
Visit Website |
Visit Website |
Adverse Credit Credit Cards Comparison
If you have a poor, bad or low credit rating then the below credit cards could be for you. The following can issue you a credit card even if you have past credit problems or history including CCJ's, defaults and arrears or simply do not have a credit rating.
| Card Provider |
Typical APR |
Credit Limit |
Rebuild Credit |
More Info |
Apply |
|
Capital One Classic |
34.9 |
Up to £2500 |
YES |
More Info |
Apply |
| The Vanquis Credit Card |
39.9 |
Up to £2000 |
YES |
More Info |
Apply |
| Provident Financial |
Normal Provident Loan Rates |
£300+ |
YES |
More Info |
Apply |
Fasano Recommend:
More Info About Prepaid Credit and Debit Cards
What is it?
 A prepaid credit debit card works on much the same basis as the now very familiar and popular prepaid mobile telephone. Charge with your required amount, then use as you wish. Once the prepaid credit /debit card is loaded with funds, the card holder can access areas that are often restricted to traditional credit card use, such as the internet and telephone purchases. Requiring no credit check, the prepaid credit / debit card is available to everyone who is able to provide valid identification. The prepaid credit / debit card offers no credit facility which enables its holder to budget effectively, thus removing the possibility of accumulating spiralling debt. The prepaid credit / debit card can be used both in the UK and worldwide.
Pros -A poor credit history does not exclude applicants as no credit check is carried out. With no monthly credit bills to pay, a prepaid credit /debit card offers the flexibility of a traditional credit / debit card without the interest payments. Book a holiday or purchase online, allocate a monthly budget to household members, pocket money for the family members - funds can be spent in a retail outlet, online or over the telephone. Funds can also be withdrawn at any ATM.
Cons -The prepaid credit / debit card does attract monthly and transaction fees. With no credit facility, only the funds available on the card can be spent. Because no credit is offered, the prepaid credit / debit card will not help rebuild credit files. |
